Boat insurance program provides comprehensive coverage with personalized enhancements designed to match client needs.
It includes motorized water vehicles including, but not limited to fishing boats, pontoon boats, yachts, and jet skis.
- Liability Coverage – pays for injuries and property damage to others for a covered accident for which you are legally liable. This may also include wreckage removal and pollution liability depending on the policy.
- Medical Payments – Cover medical expenses for the treatment of injuries that are incurred by you or your boat passengers while operating or occupying your boat.
- Comprehensive Coverage – covers damages to your boat and some other boating equipment that are the result from events other than collision. This can be damage from fire, theft and or storms etc.
- Collision Coverage – pays for damages to your boat and some boating equipment for a covered accident with another boat or object.
- Uninsured or Underinsured Boater Coverage – Covers the insured for damages and bodily injury that is sustained by you or any passenger on your boat if injured in a covered accident involving an uninsured or underinsured boater and also in a hit-and-run boater.
- On-Water Towing and Labor Coverage – This coverage option pays for towing expenses and other emergency services up to pre-defined limits if the insured boat becomes disabled on water.
- Fishing Equipment Coverage – This coverage helps pay for damage to fishing equipment while on your insured boat or while being carried onto or off from your insured boat.
- Personal Effects Coverage – pays replacement cost for damages or losses of personal property while onboard or while being carried onto or off from your insured boat.