Every business needs to protect themselves from accidents or injuries that may occur at their business. General Liability Insurance covers bodily injury, physical and property damage against negligence claims. A typical policy will cover those accidents or damages that occur on-site or as a result of using goods or services sold by the company.
General Liability insurance should cover the below:
- Bodily injury
- Property damage including rented and leased property for business use.
- Personal injury like libel, slander etc.
- Judgement, settlement and medical expenses.
- Defense and court costs, attorneys and witness fees etc.