Most flood losses are not covered by standard home insurance policy. Federal government also does not assist in the event of a massive flood event.
To determine risk factors for specific properties, insurers will often refer to topographical maps that denote lowlands, floodplains and floodways that are susceptible to flooding. Typically, your flood insurance policy is dependent on your flood zone risk.
We have multiple options for your flood insurance:
- Building, contents, replacement cost coverages
- Standard flood insurance coverage
- Optional excess flood coverage
- Affordable rates